The presence of rain-induced leading edge erosion of wind turbine blades (WTBs) necessitates the development of erosion models. One of the essential parameters for erosion modeling is the relative impact velocity between rain droplets and the rotating blade. Based on this parameter, the erosion damage rate of a WTB is calculated to estimate the expected leading edge lifetime. The environmental conditions that govern this parameter have site-specific variations, and thus, rain and wind loading on a turbine differ for onshore and offshore locations. In addition, there are wave loads present in the offshore environment. The present paper tries to provide guidelines for erosion modeling and investigates whether there are differences in erosion of blades due to (1) varying rainfall conditions modeled using different droplet size distributions for onshore and offshore locations in combination with (2) winds of varying turbulence intensities and (3) wave-induced loads. Aero-hydro-servo-elastic simulations are carried out for an onshore wind turbine (WT) and a monopile-supported offshore WT. Furthermore, erosion variables such as the relative impact velocities and the associated erosion damage rate of a blade are analyzed for various blade azimuth angles. The study shows that the rainfall intensity and turbulence intensity minorly influence the impact velocity and pressure but have a substantial effect on the overall erosion damage rate. Additionally, a significantly higher erosion damage rate is found for blades exposed to offshore rainfall conditions than for blades under onshore rainfall conditions. Furthermore, no substantial influence on erosion is found because of wave-induced loads.